Therapy fees, insurance and FAQs

Your rate depends on which clinician you work with. Each clinician's rate is listed below, so you know the cost before you book.

$100 to $250

per 50-minute session

HSA/FSA accepted

private pay, with superbills

The Layers Counseling Specialists office in Plano, Texas

Session rates

Rates by clinician

Every therapist, whatever their rate, uses the same research-backed methods and consults with our specialists. Working with a focused clinician is one of the best ways to get specialized care for OCD, anxiety, and trauma at a lower cost.

Role & specialty

Per session

Karla Pineda, LPC

Founder. OCD and anxiety, plus ART for trauma

$250

Rachel Tipsword, LCSW

OCD and ARFID

$175

Jessica Morales, LPC-Associate

ADHD, autism and trauma

$125

Isaac Rosas, LMSW

OCD and anxiety, bilingual English and Spanish

$100

Your Good Faith Estimate

Under the federal No Surprises Act, you have the right to a written Good Faith Estimate of your expected costs before starting care. We provide one to every client at least one business day before your first session. If you are ever billed $400 or more above your estimate, you can dispute the bill.

Insurance

We are a private-pay practice. Here is how that works.

We don’t accept insurance. Many clients use their out-of-network benefits instead: we provide a superbill you can submit to your insurer for possible reimbursement, depending on your plan. Private pay keeps your care between you and your therapist. Nothing goes on file with your insurance company unless you choose to submit a superbill, and there are no session caps or insurance interruptions partway through treatment.

Questions to ask your insurance company

Do I have out-of-network benefits for outpatient mental health?

What is my out-of-network deductible, and how much of it has been met?

What percentage do you reimburse per session once the deductible is met?

Ways to make therapy more affordable

Focused clinicians: the same methods at a lower fee, with a specialist guiding their work every week.

HSA and FSA cards: therapy is a qualified medical expense, and we accept HSA and FSA payment.

Sliding scale: limited sliding-scale arrangements may be available; ask during your free consultation.

Superbills: for out-of-network reimbursement through your insurance plan.

Frequently asked questions

How much does therapy cost at Layers Counseling?

Between $100 and $250 per 50-minute session, depending on your clinician's licensure and experience level. Your 15-minute consultation is free.

Do you take insurance?

No. We are a private-pay practice. We provide superbills so you can seek out-of-network reimbursement from your insurance plan if your plan offers it.

Can I use my HSA or FSA?

Yes. Therapy is a qualified medical expense, and we accept HSA and FSA cards.

Is the consultation really free?

Yes. It is a 15-minute video call with the clinician you want to work with, not a sales rep or call center. Ask about approach, scheduling and fees with no obligation.

How long is a therapy session?

About 50 minutes, including your first session.

What is your cancellation policy?

Please cancel or reschedule at least 24 hours before your session. Late cancellations and missed sessions are charged the full session fee.

Do you offer online therapy?

Yes. We offer secure telehealth for anyone located in Texas, plus in-person sessions at our Plano office at 8105 Rasor Blvd, Suite 206.

Do you offer therapy in Spanish?

Yes. Isaac Rosas, LMSW provides OCD and anxiety therapy (including ERP) in Spanish, at $100 per session.

Do you see children and teens?

Yes. Child and teen therapy is a core specialty, including play therapy, AutPlay, TF-CBT, and SPACE, a parent-based program for childhood anxiety and OCD.

How do I get started?

Book your free 15-minute consultation online or call 214.444.8079. After scheduling, you will receive intake paperwork through our secure client portal to complete 24 hours before your first appointment.

Next step

Still have questions about cost?

Call or text us at 214.444.8079 and we'll talk it through with you. Each therapist's rate and specialties are on their profile.

Layers Counseling Specialists primary logo. Mental health therapy and counseling in plano tx
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Socials

Contact Us